Nevadans Warned to Stay Vigilant to Avoid Debt Relief Scams, Fraudulent Treatments, Treatments and Vaccines

LAS VEGAS (KLAS) – If you received a loan under the Paycheck Protection Program, the Office of Nevada Attorney General Aaron D. Ford is warning Nevada residents to be on the lookout for businesses that may request services that promise more than they cannot offer.

As COVID-19 vaccines are distributed nationwide, AG Ford is also asking Nevadans to remain cautious to avoid fraudulent cures, treatments and vaccines.

Nevada Attorney General (AG) Aaron D. Ford warns about the Paycheck Protection Program: “Illegitimate debt relief companies take advantage of small business owners who have trouble making their payroll, or to pay a lease or a mortgage on top of mountains of bills. “

“Enlist the help of reputable organizations or businesses to deal with your debts or negotiate on your own,” AG Ford added.

AG Ford recommends speaking directly to your creditors to negotiate a modified payment plan or consult with a credit counselor or ask someone you trust to recommend services, always doing your own research.

PAYCHECK PROTECTION PROGRAM

Fraudulent debt relief companies promise consumers to pay, settle, or eliminate their debts for an upfront fee. However, over time, these companies fail to pay consumer accounts, leaving consumers in default, with damaged credit scores and potentially facing lawsuits from creditors.

If you decide to work with a for-profit debt relief service, the Bureau of Consumer Protection offers the following tips to help you make a decision:

  • Be careful if a company asks you to pay fees up front before you pay off your debt or enter into a debt management plan.
  • Be on your guard if the company promises to stop all debt collection calls and lawsuits. No one can guarantee that your unsecured debt is gone, or that your unsecured debt can be repaid for pennies on the dollar.
  • Do not provide your financial information, such as credit card account numbers and balances, until you have had a chance to contract with the company and have done your homework on its legitimacy – even if they claim to be from a government agency such as the US Small Business Administration.
  • Avoid organizations that try to sign up for a debt relief program or debt management plan without looking at your financial situation or learning about money management.

If you’ve come across a debt relief company that you feel is legitimate, AG Ford asks you to file a complaint with their office or with the Federal Trade Commission.

COVID-19 CURE AND VACCINE DISTRIBUTION

The United States Food and Drug Administration (FDA) recently approved the emergency use of various COVID-19 vaccines.

As the federal and local governments work together to make these vaccines available to various members of the public, the United States Federal Bureau of Investigation (FBI) and Interpol have issued warnings regarding fake vaccine distribution scams in which crooks use promising email and messaging apps. to deliver snapshots within days for a fee.

Some vaccines are also offered on the dark web. AG Ford said consumers should also be on the alert for the black market or fake vaccines.

The Nevada Office Bureau of Consumer Protection offers the following tips for identifying misleading health claims:

  • Receive your vaccination at a certified vaccination center or by a certified healthcare professional, not online.
  • Beware if a product claims to treat a wide range of ailments.
  • Stick to credible news sources rather than unfamiliar journals, websites or social media platforms.
  • Be on the lookout for any product advertised as a “quick fix”. Many diseases and conditions take time to treat.
  • If it sounds too good to be true, it probably is.

At this time, the vaccines will be administered by local health districts, hospitals and pharmacies.

If you have a question about a treatment or test you’ve found online, your healthcare provider or doctor is the best source of information. If you have any questions about a medication, you are advised to speak to your pharmacist.

If you have any questions about the safety or effectiveness of Pfizer-BioNTech and Moderna COVID-19 vaccines, please speak with your health care provider and visit the Centers for Disease Control and Prevention website.

If you believe you have come across a fraudulent COVID-19 cure, treatment or vaccine, please file a complaint with our office.

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